Insurance Broker Job Description Template

The Insurance Broker is responsible for acting as an intermediary between insurance companies and clients, providing advice on the best insurance products to suit the client’s needs. They work with both individuals and businesses, and must keep up to date with changes in the insurance market in order to provide the most accurate advice. The Insurance Broker must be able to build relationships of trust with clients, as well as having excellent negotiation skills in order to get the best possible deals on behalf of their clients. They must also have a good understanding of different types of insurance products, and be able to explain these clearly to clients.

Insurance Broker Job Responsibilities

  • Research and compare insurance plans from various providers to find the best coverage and rates for clients.
  • Advise clients on the type and amount of insurance coverage they need based on their individual needs and circumstances.
  • Help clients select an insurance plan that meets their needs and budget.
  • Answer questions and resolve problems for clients regarding their insurance coverage.
  • Keep abreast of changes in the insurance industry to ensure that client’s coverage is upto-date and adequate.
  • Process paperwork and applications related to new or revised insurance policies.
  • Maintain records of client’s insurance coverage, claims, and payments.


  • To develop and maintain positive relationships with clients in order to sell insurance products that meet their needs.
  • To actively listen to client's needs and desires in order to recommend the best insurance coverage.
  • To stay upto-date on the different types of insurance products available in order to provide the most comprehensive service possible.
  • To use strong negotiation skills when working with insurance companies on behalf of clients in order to get the best possible rates.
  • To keep abreast of industry news and developments in order to better serve clients and identify new business opportunities

Insurance Broker Job Skills & Qualifications Needed

  • The skills and qualifications needed for the role of insurance broker vary depending on the country in which they are operating. However, most insurance brokers will need to have a strong understanding of the insurance market and the products available. They will also need to be able to build relationships with clients and insurers, and have excellent communication skills.